Fees and Insurance Policy

Psychotherapy Fees

Self-Pay

53 minute self-pay session in-person or online: $130

All self-pay fees are due in full at time of service. Fees can be paid with cash, check, or major credit card.

Insurance

If you plan to use insurance, be sure to check with your company concerning coverage, co-pays, and deductibles.

Contracted Provider

Dr. Guess is an in-network provider for the following insurance companies

Medical Mutual

FrontPath

United Behavioral Health

Aetna

Medicare Part B

Paramount

Buckeye

Your co-pay is due at the time of service. Once your EOB (explanation of benefits) is received from your insurance company, the remainder of your balance (if any) will be processed using your method of payment on file. As a contracted provider, fees are determined by the insurance company.

Non-Contracted Provider

Dr. Guess will provide you with a super-bill for insurance if you choose to submit claims directly to your insurance company

Good Faith Estimate

You have the right to receive a "Good Faith Estimate" explaining how much your medical care will cost.

Under the law, health care providers need to give patients who don't have insurance or who are not using insurance an estimate of the bill for medical items and services

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.

Method of Payment on File

An active credit card must be on file or a retainer fee is required to receive services for all clients. The card on file will be used for each session at time of service for self-pay clients. For insurance clients, the card on file will be used for your co-pay at time of service as well as when your insurance has applied your deductible to the session or does not cover services.